SPRING INSURANCE SOLUTIONS, LLC’S PRIVACY POLICY
Last Updated: May 7, 2026
www.unitedmedicareadvisors.com (the “Website”) is owned and operated by Spring Insurance Solutions, LLC dba United Medicare Advisors, LLC (“UMA”) (collectively “UMA,” “us,” “we,” or “our”). In California, Florida, and Nebraska, we operate under the name Spring Insurance Solutions. This Privacy Policy, together with our Terms and Conditions (collectively, the “Agreement”), forms a legally binding agreement between you (“you” or “your”) and UMA, its parents, subsidiaries, affiliates, related companies, representatives, officers, and directors. By using the Website or our products and services (collectively, “Your Use”), you consent to this Agreement as if you had signed it.
CONTENTS
The Website is an online source for people seeking to learn more about their insurance options.
This policy applies to all visitors to the Website and users of UMA’s products and services, including websites and features. Your use of the Website is also subject to our Terms and Conditions.
This Privacy Policy does not apply to protected health information (“PHI”) subject to the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). If any of the information you provide us through our website is combined with your PHI, UMA will protect it consistent with obligations under HIPAA.
The Website, and this Privacy Policy, are intended for users in the United States. All information that you submit to us, or that we otherwise collect, will be transferred to and processed in the United States.
We collect personal information you provide, such as your name, age, email, phone number, address, and messages or attachments sent to us through inquiries, forms, transactions, or similar tools, including through other websites in our network.
We may occasionally invite you to participate in voluntary marketing surveys, and if you do, we may use your demographic information and feedback in aggregate to evaluate and improve our site, services, and products without publicly disclosing or linking your responses to you.
We collect data using cookies, tracking pixels, session replay, analytics tools (e.g., Google Analytics), and other technologies to improve your experience and provide relevant advertisements. You can modify cookie settings in your browser, though certain features may be affected.
We also collect anonymous data, including IP addresses, device information, operating system, internet connection, browser type, location data, and platform information. Log files help us analyze trends, administer the Website, and improve user experience.
Some state laws define certain categories of personal information as “sensitive.” We may collect the following types of sensitive personal information, where applicable:
Use of Sensitive Personal Information: We use sensitive personal information only as reasonably necessary to:
Where required by law, you may have the right to limit the use and disclosure of sensitive personal information. To exercise this right, please submit a request using the contact methods listed in Section 6(G).
We use your information to:
Personal information may be shared with:
Text messaging originator opt-in data and consent will not be shared with any third parties, including affiliate or business partners. The opt-in is not transferable to another party involved in the process.
We may disclose your data to comply with legal obligations, respond to legal processes, enforce our Terms, cooperate with law enforcement, or protect our rights and safety.
Your data may be shared in connection with a merger, sale, or corporate restructuring.
We may share your information as directed by you.
We implement security measures to prevent unauthorized access, alteration, disclosure, transfer, or destruction of your data. Access to personal information is restricted to employees who require it for business operations.
We retain your personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including to meet legal, regulatory, tax, accounting, or reporting requirements.
To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process your personal information, and whether we can achieve those purposes through other means.
When personal information is no longer required, we will delete or de-identify it in accordance with applicable laws and internal policies.
To review or update your personal data, contact info@unitedmedicareadvisors.com.
You can unsubscribe from marketing emails via the unsubscribe link, but you will continue receiving transactional emails.
Adjust cookie settings in your browser to manage tracking.
We do not honor “Do Not Track” browser requests.
To the extent applicable under state privacy laws, residents of certain states may have additional rights regarding their personal information under their respective privacy laws. These rights may include:
In addition to the rights above, California residents have:
Shine the Light: Under Cal. Civ. Code § 1798.83, you may request details about our disclosure of personal information to third parties for direct marketing purposes.
We recognize and honor browser-based opt-out preference signals, such as the Global Privacy Control (GPC), where required by law. When we receive a valid GPC signal, we treat it as a request to opt out of the sale or sharing of your personal information and/or targeted advertising, as applicable.
Some states grant you the right to opt out of profiling in connection with decisions that produce legal or similarly significant effects. We do not engage in automated decision-making or profiling that would produce such effects without meaningful human involvement. If we begin to do so in the future, we will update this Privacy Policy and provide you with appropriate notice and opt-out rights.
To submit a request regarding your privacy rights, please contact us via:
We will respond within 45 days and notify you if an extension is needed.
Third-Party Links
Our website may include links to third-party products or services, including social media features. These external sites operate independently and have their own privacy policies. We are not responsible for their content or activities.
Third-Party Information Gathering
UMA may display content and advertisements from third parties that track user activity beyond what is described in this policy. These third parties may place cookies on your device, collect data, or solicit personal information. For details on third-party tracking, cookies, and how to opt out, please review the privacy policies of the respective third-party providers.
The Website is not intended for users under 18 years old. To use the Website, you must be 18 years or older and legally able to enter a binding contract.
We may update this policy periodically as our website evolves and privacy laws change. Updates will be posted online, and by continuing to use the website, you agree to the latest version of this policy.
For any questions or concerns about this policy or your privacy, please contact us at:
United Medicare Advisors
120 West 12th Street, Suite 1700
Kansas City, Missouri 64105
(855) 665-9200
By clicking “submit” I provide my signature consenting to receive, email, text messages, telephonic sales and marketing calls using an automated system for the selection or dialing of telephone numbers, automated voice calls, AI generative voice calls, prerecorded messages played when a connection is made, or prerecorded voicemail messages from Spring Insurance Solutions, LLC dba United Medicare Advisors at the number I provided regarding insurance. Information will be provided to a licensed sales agent for future contact to discuss Medicare Advantage, Part D and Medicare Supplement Insurance plans. This is a solicitation for insurance. Calls and messages are for marketing purposes. Consent is not a condition of purchase and providing permission does not impact your eligibility to enroll. I can revoke this consent by contacting Spring Insurance Solutions, LLC dba United Medicare Advisors. Cellular charges may apply. I provide this consent even if my number is listed on the do not call registry. I agree to the Privacy Policy and Terms of Use including mandatory arbitration.
Spring Insurance Solutions, LLC dba United Medicare Advisors and UnitedMedicareAdvisors.com are wholly owned and operated by Spring Venture Group, LLC. Spring Insurance Solutions, LLC, a licensed health insurance agency based in Missouri, and its divisions are licensed to sell insurance in CA (license #0L27061), FL and NE, DBA United Medicare Advisors in AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
To provide you with easy-to-understand information about your Medicare options, UnitedMedicareAdvisors.com researched government websites and publications, such as those of Medicare.gov, Choosing a Medigap Policy, and Medicare and You 2020. Neither Spring Insurance Solutions, LLC nor UnitedMedicareAdvisors.com are associated with or endorsed by these government websites and publications. We believe the sources we use to provide information are reliable. However, we do not guarantee or warrant the accuracy of this information. UnitedMedicareAdvisors.com provides the material on this website for informational purposes only.
The contents of this website are subject to change without notice. If you would like to find more information about the Government Medicare program please visit the Official US Government Site for People with Medicare located at www.medicare.gov.
Should you call the number listed above, you will speak with a licensed sales agent who can answer your questions and provide information about Medicare Supplement Insurance plans; this agent may also be able to connect you with a licensed sales agent to discuss Medicare Advantage and/or Medicare Part D plans. Neither United Medicare Advisors nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program.
The chart shows the benefits included in each of the standard Medicare supplement plans. Some plans may not be available. Only applicants first eligible for Medicare before 2020 may purchase Plans C, F, and high deductible F. (✓= 100% of benefit is paid)
| BENEFITS | PLANS AVAILABLE TO ALL APPLICANTS | MEDICARE FIRST ELIGIBLE BEFORE 2020 ONLY |
||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| A | B | D | G1 | K | L | M | N | C | F1 | |
| Medicare Part A coinsurance and hospital coverage (up to an additional 365 days after Medicare benefits are used up) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Medicare Part B coinsurance or Copayment | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓3 | ✓ | ✓ |
| Blood (first 3 pints) | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ | ✓ |
| Part A hospice care coinsurance or copayment | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ | ✓ |
| Skilled nursing facility coinsurance | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ | ✓ | ||
| Medicare Part A deductible | ✓ | ✓ | ✓ | 50% | 75% | 50% | ✓ | ✓ | ✓ | |
| Medicare Part B deductible | ✓ | ✓ | ||||||||
| Medicare Part B excess charges | ✓ | ✓ | ||||||||
| Foreign travel emergency (up to plan limits) | 80% | 80% | 80% | 80% | 80% | 80% | ||||
| Out-of-pocket limit in 20262 | $8,0002 | $4,0002 | ||||||||
1 Plans F and G also have a high deductible option which require first paying a plan deductible of $2,950 before the plan begins to pay. Once the plan deductible is met, the plan pays 100% of covered services for the rest of the calendar year. High deductible plan G does not cover the Medicare Part B deductible. However, high deductible plans F and G count your payment of the Medicare Part B deductible toward meeting the plan deductible.
2 Plans K and L pay 100% of covered services for the rest of the calendar year once you meet the out-of-pocket yearly limit.
3 Plan N pays 100% of the Part B coinsurance, except for a co-payment of up to $20 for some office visits and up to a $50 co-payment for emergency room visits that do not result in an inpatient admission.
